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Wednesday, 25 September 2019

Money Saving Expert

Do you watch the 'live' program Money Saving Expert (MSE) AKA Martin Lewis? Its back on our TV and I try to catch it most weeks.  Last weeks was quite interesting because he spoke to the  'Yellow Sticker Queen'. Apparently she has been on his program numerous times doing challenges to bring home virtually a weeks shopping for a few pound.  She was very savvy getting to work on her haul as soon as she gets home. Straight away she's cooking things that needed using up quickly, chopping and freezing other things and generally making sure none of it was wasted. She sort of does a quick meal plan according to what she has managed to purchase.   This process is undertaken week in week out and it has saved her a considerable sum. Being frugal had become a habit but it was now impacting on her life. I suppose you could say she was hooked on the money saving and had become anxious about spending money. Let's face it 'all work(frugality) and no play (spending) can make Jack a dull boy'. 

I thought Martin was really good in his explanation, he said he applauded anyone who saved money on everyday things, but saving money should enable you to spend money on what you choose. And I couldn't agree more. The money I save week in week out turning of lights, turning down the thermostat, checking the internet for the best grocery prices, not wasting water etc gives me extra coffers to spend on the things I like doing. Going on holiday, going out with my friends, running a car etc. I have the ability to choose, I'm not frugal for frugal's sake, I simply hate waste. My grocery spend last month was £95.19 and we ate very well with no compromisng. I would like to introduce more meat free days, we currently have 2 a week. 



Over the weekend I visited a Food Warehouse a new outlet backed by Iceland foods. They do a lot of bulk items but I wasn't impressed. I  purchased some Christmas cards for 79p from the Cancer Research shop and I got 2 large punnets of berries for £1 simply by waiting half an hour.  I knew the market stall aims to close at 3:30 so by 3 they normally double up on what they are selling rather than put it back on the lorry. There was rather a lot so I've frozen a bag. I've been buying extra  39p broccoli heads from Tesco and freezing them once prepped. I've also put an extra  2.5kg bag of white potatoes (£1 Tesco) in a cool dark place to use next month. I'm hoping to pick up some apples from my daughters tree and make some apple and blackberry pie filling for those cooler autumn evenings. All those little savings and tweaks week in week out add up.  Have you been to a Food Warehouse near you? Bye for now. Tx 

37 comments:

  1. I don't watch the programme, no tele, but I suppose I could watch it on catchup. I don't need to though, been yellow stickering for years.

    I think some people don't get it that even though you are frugal you have to spend your money on something. Someone asked me if I still stay at youth hostels. No I don't actually, I can now afford hotels.

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    1. I couldn't agree more. I know you love your travels and having a car. Your frugality gives you choices.

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  2. Same year. Being frugal allows us to spend on certain items when needed. We still discuss bigger spends and still try to get the best we can on them.

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    1. I think you owe it to yourself to get every penny out of every pound you spend. It becomes second nature.

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  3. I didn't see the programme but I totally agree with Martin. Any everyday savings here are usually spent on other things that are enjoyable and give us pleasure. xx

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    1. There has to be a balance between frugality and spending. If you know youve technically saved that money through your savvy ways, the rewards are so sweet.

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  4. Shaving cents (or $ even) off here and there adds up so I couldn't agree more - our two months in the winter sun comes in part from not spending (full price) on other things.

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    1. You sound like my kind of woman. I don't consider it scrimping, I consider it being savvy. Where do you go for winter sun?

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  5. Saving is just smart, but sometimes you do have to treat yourself or suffer frugal burn out.

    God bless.

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    1. I agree, life would be miserable without treats now and again.

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  6. I do watch MSE occasionally although much of it isn't applicable to me in France, although the basic common sense obviously does. But you're right. Frugal for frugal sake is madness to my mind, but frugal if you HAVE to be, yes, or because you have more important things to spend your money on, of course. I see a lot of VERY expensive clothes here in Geneva obviously as there is a lot of money around, but I was talking to a lovely Irish girl on my trip to Sri Lanka in March and she said "her £500 handbag is my next trip" - and I was so on board with her (says me with my €10 shoulder bag from the market in Turin)!

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    1. What ever floats your boat. My daughter bought a Mulberry handbag and I was shocked by the price. I would much rather have a holiday. €10 handbag fantastic and it does the job.

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  7. We do have a Food Warehouse but they opened it next door to a Lidl and Home Bargains so it is always deserted. No idea how long it will survive, to be honest.

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    1. I've had an email from iceland today with a coupon for £5 of £20 at Food Warehouse or Iceland, to be used by Tuesday. I believe there's one in today's Sun newspaper. Perhaps they're trying to get people through the door. I will spend mine at the local Iceland.

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  8. Frugal for frugal sake no. But being frugal to make dreams happen yeeeeesss. Mortgage paid off 11 years early tick. . Retire at 55 in 3 months Yipeeee. All that has made my dreams closer!. In May i go to Kefalonia in Greece to work voluntary in a turtle conservation and rescue project. Rescuing eggs, helping baby turtles get to the water and being a free beach bum!. Bring it on. No it has not been easy as a single person lots thought me mad!. I prob am. Charity shop clothes mainly yellow sticker food, a lodger. Now it is close those who mocked are now asking how i did it to get here!.😂🇬🇷😂🇬🇷😂.Kirrie xx

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    1. Oh my goodness, it's so lovely to hear from you Kirrie. Thank you for your kind words. You've done the hard work and being frugal can be hard. But you are about to get all the rewards for your hard work. I'm so chuffed for you and your freedom to do what you want. Turtle conservation in Kefalonia, thats the stuff dreams are made of. Good luck and stay in touch.

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  9. You were a huge inspiration Tania.x kirrie

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    1. I'm genuinely touched by your words. Enjoy your adventure. X

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    2. Shame your old blog is not around followed you befote you retired!. Yes will send you photos on the beach with turtles!.😂🐢🐢🐢🇬🇷😂.kirrie.x

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    3. Looking forward to seeing them. Xx

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  10. Well done Athena - that's my way of thinking exactly. Live life while you can - and while you're being a beach bum those that used to laugh at you will be sitting in traffic on their way to work in the rain probably!

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    1. Isn't that's marvelous story Anna? I'm so chuffed for her.

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    2. To be fair Treaders collegues mostly had fun banter about yelow sticker food, n second hand clothes when their perception was i should buy designer things. Only one person continually had a go trying to demean. Same person has a race to zero every pay day!. That lady came to my house asking for budget help last week. Not convinced she got it at all!. As tv package £89 a month was essential, so was nails, hair, pedicure £120 every month. Food has to be m n s or Waitrose. To some people things and labels are more importaint than freedom!.

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    3. Kirrie, I have come across those type of people. They aren't prepared to make sacrifices at all but continually moan about their lot in life. I've fallen out big time with a friend of ours because she called me some nasty names when I was trying to explain some basic financial advice. Thus advice was only offered after being told if I had your money I'd be doing x y z with it. Stupid women.

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  11. Hi Tania, no I didn't see that, I must watch on catch up as you know I love yellow sticker shopping.Like you I hate waste and am frugal so we can spend money on things we enjoy such as holidays and days out. I am commenting under a new name as I have a new blog.
    Marlene xx

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  12. Hi Tanyia,
    I agree that there's no point in being frugal for the sake of it, there has to be a reason or purpose for it. I have a relative who buys all his clothes from a charity shop, will only buy reduced food, lives in 2 rooms of his house with only a calor gas heater on the lowest setting in winter. For what? If you ask him why he lives this way, he tells you that he doesn't want to spend anymore than he has too, because he might need it someday. That someday is now, surely as he cant take it with him and the house has holes in the roof!!! We know he has no money worries as when his parents died, he gave his sister her share in cash and believe you me it was in the 000's of thousands of pounds and banked the rest. He is so unhappy and his only conversation is how little he spends. it's so sad.

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    1. I have come across people like that and it is sad that they aren't enjoying the fruits of their labours. By all means go without if you are aiming towards something like paying your mortgage off, retiring. We let go of the reins a little more when we moved to the country and bought a lovely bungalow. You have to weigh it up.

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  13. Thanks for your comment on the crochet mandala, I'm sure you could learn to crochet if you wanted, try you tube
    Briony
    x

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    1. I have tried, I just don't seem to get my hands right. There is a class in the town every do often, I think I'll pop in and ask for help.

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  14. Absolutely right - being frugal has to bring rewards in other ways.

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    1. Exactly, each to their own. But you will always get people who refuse to make changes but are financially unhappy.

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  15. I agree completely - frugality must have a purpose and being able to afford a few treats can be very enriching.
    Contentment is so important (for me, anyway!)
    xx

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  16. I hadn't heard of Food Warehouse, so I just looked to see where my nearest one is. It's in Barnstaple, which is nearly 34 miles away, so I won't be popping into there, haha.

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    1. I hadn't either until my daughter showed me a leaflet. She has had 2 open near her in Ipswich.

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  17. To be honest we don't even shop at Iceland anymore. The vegan food is dire and we are eating much more simply these days. I don't know if we have a Food Warehouse near us.

    We were frugal for years, even through building work etc, it's meant we've paid off two mortgages AND built up savings in the last 7 years.

    I think knowing where to save and where to spend is the key. I ALWAYS check the fridges and shelves with the yellow stickers 😄

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