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Wednesday, 18 March 2020

House Woes

The 'crap' I referred too in yesterdays post has been going on since Christmas. As mentioned last year, my tenant moved out of the rental property I own at the end of October.  I decided that it was time to sell and as its in the first time buyers range in the town where it is, it sold quickly.  The house I 9.5 years old and is a 3 bedroomed end terraced house with kitchen dinner, cloakroom and 3 car drive.


We were due to exchange contracts on the 3rd March and complete on the 6th but the buyers didn't answer their phone. This continued for 48 hours till I finally I heard one of them was in hospital. The Estate Agent said they still wanted the house but it was illegal for them to exchange while one was in hospital. In addition he was unable to give me any kind of timescale, so I made the decision to put the house back on the market.


My tenant unbeknown to me had changed energy supplier during her tenancy without informing me and I've had nothing but aggravation from them since taking over the account. I will name and shame BULB.
  • They don't understand the concept of an empty property
  • They don't understand I have 2 addresses on the account, the rental property and mine as the landlord.
  • They have got my Landlord address wrong 5 times(its been a combination of both addresses)
  • They sent a letter to my neighbour due to the wrong address demanding money
  • They have threatened me with bailiffs
  • They have threatened me with court action
I have phoned numerous times, I finally said 'please take me to court because someone might actually listen.  Its an empty property that is up for sale, I am not using any gas or electric (reading provided). I will give you £50 up front for the standing charge if required'  

At last I got someone who listened, I have a stay of execution until June and I also received a £10 credit for their sheer incompetence. But it still leaves you feeling like a criminal. I'm paying full Council tax on the place, I have written to the local authority no less than 3 times asking for my husbands name to be removed from the account as he has nothing to do with the property. But they like Bulb don't seem to understand certain concepts. I am a women and I can own a property in my own right. I even sent them the Land Registry Deed paperwork with my sole name on the top. Still the demand comes through addressed to Mr & Mrs! I also have to pay  Empty property insurance  and I'll have to start maintaining the garden shortly. There are lots of tax deductible things I can and will claim but you still have to pay them out first. But I suppose there will be no holiday to pay for now and no eating out..….there's always a silver lining!!!

The property was looking a little shabby after being rented for 6 years so I took a pragmatic approach and let it go slightly cheaper because a) I didn't want to spend any additional money on it. b) I wanted it completed in this financial tax year.  I know its not their fault and they are obviously going through their own personal hell too. But the New Tax Year brings numerous changes for Landlords, I will lose £20k tax allowance straight away. So now I have to think do I tidy the place up as its looking very tired, then remarket it? Or do I rent it again?  Questions I keep asking myself.  

One things for sure I wont do anything until this financial year ends. The estate agent is convinced the buyers will come through but I'm not. I've priced up a few things that will need replacing and I'll be getting some additional advice before doing anything. 


We may well find ourselves self isolating in the rental property while decorating. 2020 hasn't been great so far but I'm trying to keep my spirits up as we head to even more uncertain times. What will be will be. Back soon.x



12 comments:

  1. Oh good lord I'm so sorry to hear all this Tania. It's just more and more hassle isn't it. Not sure what to say except "good luck". Anna

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    1. Thanks Anna, I just taking one day at a time. X

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  2. What an awful nightmare, and I'm sorry but I can't offer you some seeds of hope because I know nothing about being a landlord, oops sorry, landlady. I hope it all comes right for you in the end.

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    1. Thanks Ilona. I'm sure it will be ok, it's just hassle when you are continuously dealing with incompetent people. X

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  3. Blimey Tania, you must have been tearing your hair out. What is wrong with business people nowadays? Surely it's not too much to expect that businesses do a competent job....that's what they're paid for isn't it?

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    1. I sometimes wonder what we pay for. I was flabbergasted that you could actually get an address so wrong.

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  4. What a mad run around you have had. Hope this improves for you.

    God bless.

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    1. Thanks Jackie, I'm thinking of doing my own recording if it happens again.

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  5. It sounds like you've had a lot going on that's stressful in itself, let alone having to deal with people who are basically stupid or just can't be bothered enough to do their job properly.

    We're bracing ourselves for our tenants not being able to pay or choosing not to pay after the PM's announcement. Luckily it won't affect us financially but it doesn't sit comfortably at all.

    Really hope the buyers come through for you. Did they give you any timescale as to how long they'll be in hospital? That would be a good indication of how to go forward and do what's best for you. xx

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    1. No timescale at all. Why is it all landlords are tarred with the same brush. The Govt seem to hate us but don't provide the housing needed in society today.

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  6. Sit tight and keep a lot of records/recordings of it all. Perhaps one day when the world rights itself you can get compensated somehow. In fact you should state at the front of every conversation that you are recording it. That will scare em! I don't think anyone will be moving for a while so you have time to decide on the redecorate issue. Trouble is I do think (and I do not mean this unkindly) that if the death toll rises to Italian levels then the housing market will suddenly be flooded with empty properties. A buyers market by default. Take care and take time to de stress. We cannot change what is happening and just look forward with some hope. Best wishes.

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    1. Thanks Trish. I am taking one day at a time now. I have written records and dates names times etc. But I will be recording if things remain the same.

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